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TERMS OF USE

Please read the terms and conditions on this page ("Terms of Use"). If you agree to abide by these Terms of Use (and to our Privacy Policy), you may proceed to use the PeakFinancialCorp.com services located at this site. If you don't wish to abide by these Terms of Use (or to the Privacy Policy and any disclaimers posted elsewhere on the site) then you may not use this site. These Terms of Use may change from time to time so please check them periodically as a condition to your continued use of the site. (Please also read our Privacy Policy.)

COPYRIGHT

All content included on this site, including graphics, text, images, logos, button icons, images, and software, as well as the compilation of the content, is the property of Peak Financial Group, Inc. and/or their licensors and is protected by U.S. and international copyright laws. Any unauthorized use of these materials may violate copyright, trademark or other laws.

LINKS AND USE OF PEAKFINANCIALCORP.COM MATERIALS

To Other Sites: This site contains links to websites operated by third parties. We provide these links for your convenience only. We do not control such web sites and are not responsible for their contents. Our inclusion of links to such websites does not imply any endorsement of the materials on such website or any association with their operators. To PeakFinancialCorp.com: We welcome links to www.PeakFinancialCorp.com. You may not, however, state or imply any sponsorship or endorsement of your site by Peak Financial Group, Inc., unless you have received our written approval to do so. You may not use on your site any Peak Financial Group, Inc. service marks or copyrighted materials or frame or otherwise incorporate any portion of the PeakFinancialCorp.com site into another website. Other PeakFinancialCorp.com Materials: You can download our graphics and text for personal use, but you're not allowed to use them for commercial purposes or public display. You are not permitted to download any other PeakFinancialCorp.com material, including code, for any purposes whatsoever. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute PeakFinancialCorp.com materials in any way. Before you use any PeakFinancialCorp.com materials for commercial purposes, you must receive our express written consent. In order to obtain that consent, please send an e-mail to MR@PeakFinancialCorp.com with the following information: (a) your name, position, organization, address and telephone number; (b) the PeakFinancialCorp.com content, text or graphics you want to use; (c) where, how and when you will be using the materials; (d) to whom the materials will be distributed, in what amount and for what purpose; and (e) other information that will be included with the PeakFinancialCorp.com material. We will send you an e-mail letting you know whether or not we grant permission for your use of the material. This decision will be made at our sole discretion. If you do use PeakFinancialCorp.com materials, you may not remove any copyright or proprietary notices from the materials and you must comply with any proprietary notice guidelines on this site.

SUBMISSIONS AND COMMUNICATION TOOLS

By posting messages, uploading files or inputting data on the site, you grant (or represent and warrant that the owner of such information grants) PeakFinancialCorp.com a royalty-free, perpetual, non-exclusive, worldwide license to use, copy, modify, adapt, transmit, translate, create derivative works from or display any of the information and sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to such information. This site may contain bulletin boards, email, chat rooms, forums or other public posting areas ("Communication Tools"). While we do not monitor the message, information, files or data posted on the site or transmitted using on the Communication Tools, it may edit, refuse to post or remove any information or materials, in whole or part, that in our sole discretion are objectionable, in violation of these Terms of Use, or for any other reason. You agree not to use the Communication Tools: (1) in connection with chain letters, junk e-mail, junk phone messages, junk faxes, spamming, or any duplicative or unsolicited messages (commercial or otherwise); (b) to harvest or otherwise collect information about others, including e-mail addresses, without their consent; (3) to create a false identity or forged e-mail, telephone, or facsimile address or header, or otherwise attempt to mislead others as to the identity of the sender or the origin of the message; (4) to transmit unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material of any kind or nature; (5) to transmit any material that may infringe the intellectual property rights or other rights of third parties, including trademark, copyright, or right of publicity; (6) to libel, defame or slander any person or entity, or infringe any person's publicity or privacy rights; (7) to transmit any material that contains viruses, trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious programs; (8) to violate any U.S. law regarding the transmission of technical data or software exported from the United States; (9) to interfere with or disrupt networks connected to the Communication Tools or violate the regulations, policies, or procedures of such networks; (10) to attempt to gain unauthorized access to the Communication Tools, other accounts, computer systems, or networks connected to the Communication Tools, through password mining or any other means; (11) to interfere with another person's use and enjoyment of the Communication Tools or the site or another entity's use and enjoyment of similar services; (12) to solicit funds via the telephone utilizing computer automated voice; or (13) to engage in any other activity that we reasonably believe could subject us to criminal liability or civil penalty or judgment. You will defend and indemnify Peak Financial Group, Inc. and any of their suppliers, partners or affiliates for any loss or damage they may suffer as a result of your breach of this provision.

DISCLAIMER

THIS SITE IS PROVIDED BY PEAK FINANCIAL GROUP, INC. ON AN "AS IS" BASIS. PEAK FINANCIAL GROUP, INC. DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS SITE, INCLUDING THE ACCURACY, TIMELINESS OR COMPLETENESS OF THE INFORMATION PROVIDED ON THE SITE, OR SITES HYPERLINKED TO THE SITE, OR A USER'S RELIANCE ON OR USE OF ANY INFORMATION OR TOOLS PROVIDED ON OR THROUGH THE SITE, OR ANY FAILURE OF PERFORMANCE CAUSED BY OR ARISING OUT OF USE OF OR ACCESS TO ANY CONTENT OR INFORMATION CONTAINED IN THE SITE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PEAK FINANCIAL GROUP, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OR MERCHANTABILITY, FITNESS OR A PARTICULAR PURPOSE TITLE AND NON-INFRINGEMENT. YOU AGREE THAT PEAK FINANCIAL GROUP, INC. AND ANY OTHER PARTIES INVOLVED IN CREATING AND DELIVERING THIS SITE'S CONTENT, MATERIALS OR PRODUCTS HAVE NO LIABILITY FOR DIRECT, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES WITH RESPECT TO THE INFORMATION, SERVICES, CONTENT OR ADVERTISEMENTS CONTAINED ON OR OTHERWISE ACCESSED THROUGH THIS SITE OR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE SITE. IN NO EVENT SHALL PEAK FINANCIAL GROUP, INC'S. TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE, EXCEED $50. PEAK FINANCIAL GROUP, INC. SHALL NOT BE LIABLE FOR EACH OTHER'S ACTIONS OR OMISSIONS WITH RESPECT TO THIS WEBSITE OR SERVICE.

APPLICABLE LAW AND JURISDICTION

This site is created and controlled by us in Metairie, Louisiana in the United States of America. We make no representation that materials in this site are appropriate or available for use in other locations. If you access this site from another location, you do so on your own initiative and are responsible for compliance with local laws, if and to the extent they are applicable. By accessing this site, you agree that the laws of the State of Louisiana will govern all matters relating to this site, without giving effect to any principles of conflicts of laws. You also consent to the exclusive jurisdiction and venue of the state and federal courts of the State of Louisiana in all disputes arising out of or relating to the use of this site. If any provision of these Terms of Use shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the matters contained herein and shall not be modified, except in writing.

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